Ohio Savings Bank and its AmTrust Bank division share a rich and successful history. Founded in Cleveland, Ohio in 1889, Ohio Savings Bank has grown from a local savings and loan to having a national presence in retail banking, mortgage and construction lending, investment and insurance services and indirect auto lending. Ohio Savings Bank ended its first year with one branch office and $20,000 in assets. Since then, we have grown to nearly $16 billion in assets, and are one of the 20 largest mortgage lenders in the United States.