| First Citizens Banc Corp is a bank holding company organized and existing under the laws of the State of Ohio and registered with the Board of Governors of the Federal Reserve System pursuant to the Bank Holding Company Act of 1956, as amended. First Citizens has three wholly-owned banking subsidiaries: The Citizens Banking Company, a commercial bank organized and existing under the laws of the State of Ohio; The Castalia Banking Company, a commercial bank organized and existing under the laws of the State of Ohio; and The Farmers State Bank, a commercial bank organized and existing under the laws of Ohio.
Also, First Citizens has two wholly-owned nonbank subsidiaries which provide services related to its primary business: SCC Resources, Inc., a data processing services company; and R.A. Reynolds Appraisal Services, Inc., a real estate appraisal services company.
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