| First Citizens BancShares, Inc. (BancShares) is a financial holding company with two wholly owned banking subsidiaries, First-Citizens Bank & Trust Company (FCB), a North Carolina-chartered bank, and Atlantic States Bank (ASB), a federally chartered thrift institution. Through its subsidiary financial institutions, the Company operates branch offices at 383 locations in North Carolina, Virginia, West Virginia, Florida, Georgia and Texas. As of December 31, 2002, FCB's total assets were $11.1 billion and ASB's total assets were $1.04 billion. |
