| LNB Bancorp, Inc., is a $694 million financial holding company with two wholly owned subsidiaries: The Lorain National Bank and Charleston Insurance Agency, Inc. LNB Bancorp's primary subsidiary, The Lorain National Bank, provides a full spectrum of financial services, including full-service community banking, specializing in commercial, mortgage and personal banking services, and investment and trust services. Lorain National Bank also offers long-term, fixed-rate mortgages via the secondary mortgage market. Securities brokerage services, mutual fund and variable-annuity sales are also offered at Lorain National Bank by Raymond James Financial Services, Inc. (member NASD/SIPC), a registered broker/dealer. Charleston Insurance Agency, Inc., offers life and long-term-care insurance and fixed-annuity products. |