Pacific Capital Bancorp is a $4.4 billion, multi-bank holding company dedicated to providing an enduring network of community banks on the Central Coast of California. This unique partnership of independent banks provides customers in six California counties with the financial strength and product diversity of a big bank, delivered with the responsiveness and personalized attention of a local community bank. Through shared resources of technology, operating systems, and product development, PCB banks provide their customers with a wide selection of competitive products and services and the satisfaction that comes from doing business with familiar financial services professionals in their own neighborhoods.