Pamrapo Bancorp, Inc. is a savings and loan holding company that operates through its sole subsidiary, Pamrapo Savings Bank, S.L.A. (the Bank). The Bank is a community-oriented institution, principally engaged in attracting retail deposits from the general public and investing those funds in fixed-rate, one- to four-family residential mortgage loans, and, to a lesser extent, in multi-family residential mortgage loans, commercial real estate loans, home equity and second mortgage loans, consumer loans and mortgage-backed securities
